VA Maximum Loan List

VA maximum loan list is a complete compilation of counties where VA mortgages are higher. With a VA loan guarantee you can buy a home

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priced from$144K to a whopping $1,094,625 in Nantucket County in Massachusetts which is the highest around thus far.

The Department of Veterans Affairs’ Loan Guaranty program does not impose a maximum amount that eligible veterans may borrow using their VA guaranteed loan.

VA rather leaves it to

the individual veteran to negotiate with the lenders in a case by case basis.

However, VA establishes and publishes a list of county “limits” that must be used to calculate VA’s maximum guaranty amount for that particular county.

VA county list will be revised from time to time – the most recent one that I know of was put in affect on January 2010.

In any case the maximum loan guaranty amount available - for loans over $144,000 -is 25% of the VA maximum loan list. (Please see complete VA maximum loan list – county by county - below) Please notice that it is consistent with I pointed in the beginning of this page and elsewhere on this website.

All veterans with full entitlement available may borrow up to the VA Limit shown below and VA will guarantee 25% of the loan amount.

However if you have previously used your entitlement AND it has not been restored, the maximum guaranty amount available to that veteran must be reduced accordingly.

Please take note that VA does not like to put their guarantee behind a veteran who already owns another home – paid off or otherwise. So you would like to buy a second home it would be a good idea to put your current home up for sale.

If you have question about this VA maximum loan list – any particular county is under the jurisdiction of a “Regional Loan Center.” To check the list of all VA Regional Loan Centers and find the RLC near you, please click here

NOTE: For all counties other than those listed below, the maximum is $417,000.

Please check with your VA Regional Loan Centers where you can get info from the horse’s mouth.

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VA Maximum Loan List

STATE / COUNTY / VA Maximum loan Amount / Regional Loan Centers For That Area

Alaska VA maximum loan amount
– contact Denver Regional Loan Center
ALEUTIANS EAST $625,500
ALEUTIANS WEST $625,500
ANCHORAGE $625,500
BETHEL $625,500
BRISTOL BAY $625,500
DENALI $625,500
DILLINGHAM $625,500
FAIRBANKS NORTH $625,500
AINES $625,500
JUNEAU $625,500
KENAI PENINSULA $625,500
KETCHIKAN GATEWAY $625,500
KODIAK ISLAND $625,500
LAKE AND PENINSULA $625,500
MATANUSKA-SUSITNA $625,500
NOME $625,500
NORTH SLOPE $625,500
NORTHWEST ARCTIC $625,500
PRINCE OF WALES $625,500
SITKA $625,500
SKAGWAY-HOONAH-ANGOO $625,500
SOUTHEAST FAIRBANKS $625,500
VALDEZ-CORDOVA $625,500
WADE HAMPTON $625,500
WRANGELL-PETERS $625,500
YAKUTAT CITY $625,500
YUKON-KOYUKUK $625,500

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California VA maximum loan amount
– contact Phoenix Regional Loan Center
ALAMEDA $962,500
CONTRA COSTA $962,500
EL DORADO $418,750
LOS ANGELES $593,750
MARIN $962,500
MONO $512,500
NAPA $443,750
NEVADA $418,750
ORANGE $593,750
PLACER $418,750
SACRAMENTO $418,750
SAN BENITO $633,750
SAN DIEGO $437,500
SAN FRANCISCO $962,500
SAN LUIS OBISPO $487,500
SAN MATEO $962,500
SANTA CLARA $633,750
SANTA CRUZ $568,750
VENTURA $486,250
YOLO $418,750

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Colorado VA maximum loan amount
–contact Denver Regional Loan Center
EAGLE $760,000
HINSDALE $465,000
LAKE $760,000
OURAY $462,500
PITKIN $1,094,625
ROUTT $563,750
SAN MIGUEL $1,094,625
SUMMIT $712,500

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Connecticut VA maximum loan amount
- contact Manchester Regional Loan Center

FAIRFIELD $558,750

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District of Columbia VA maximum loan amount
– contact Roanoke Regional Loan Center

DC DISTRICT OF COLUMBIA $768,750

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VA maximum loan list continues with my home estate of

Georgia VA maximum loan amount
– contact Atlanta Regional Loan Center

GREENE $508,750

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Guam VA maximum loan amount
– contact Honolulu Regional Loan Center

GUAM $625,500

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Hawaii VA maximum loan amount
– contact Honolulu Regional Loan Center

HAWAII $625,500
HONOLULU $700,000
KALAWAO $625,500
KAUAI $625,500
MAUI $625,500

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Idaho VA maximum loan amount
– contact Denver Regional Loan Center

TETON $703,750

Massachusetts VA maximum loan amount
– contact Manchester Regional Loan Center

DUKES $606,250
ESSEX $475,000
MIDDLESEX $475,000
NANTUCKET $1,094,625
NORFOLK $475,000
PLYMOUTH $475,000
SUFFOLK $475,000

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Maryland VA maximum loan amount
– contact Roanoke Regional Loan Center

ANNE ARUNDEL $487,500
BALTIMORE $487,500
BALTIMORE CITY $487,500
CALVERT $768,750
CARROLL $487,500
CHARLES $768,750
FREDERICK $768,750
HARFORD $487,500
HOWARD $487,500
MONTGOMERY $768,750
PRINCE GEORGE'S $768,750
QUEEN ANNE'S $487,500

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North Mariana Islands VA maximum loan amount
– contact Honolulu Regional Loan Center

NORTHERN ISLAND $550,000
ROTA $430,000
SAIPAN $553,750
TINIAN $557,500

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North Carolina VA maximum loan amount
– contact Atlanta Regional Loan Center

CAMDEN $940,000
CURRITUCK $460,000
PASQUOTANK $940,000
PERQUIMANS $940,000

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New Hampshire VA maximum loan amount
– contact Manchester Regional Loan Center

ROCKINGHAM $475,000
STRAFFORD $475,000

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New Jersey VA maximum loan amount
– contact Cleveland Regional Loan Center

BERGEN $681,250
ESSEX $681,250
HUDSON $681,250
HUNTERDON $681,250
MIDDLESEX $681,250
MONMOUTH $681,250
MORRIS $681,250
OCEAN $681,250
PASSAIC $681,250
SOMERSET $681,250
SUSSEX $681,250
UNION $681,250

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New York VA maximum loan amount
– contact Manchester Regional Loan Center

BRONX $681,250
KINGS $681,250
NASSAU $681,250
NEW YORK $681,250
PUTNAM $681,250
QUEENS $681,250
RICHMOND $681,250
ROCKLAND $681,250
SUFFOLK $681,250
WESTCHESTER $681,250

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Pennsylvania VA maximum loan amount
– contact Cleveland Regional Loan Center

PIKE $681,250

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Utah VA maximum loan amount
– contact Denver Regional Loan Center

SALT LAKE $516,250
SUMMIT $516,250
TOOELE $516,250

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Virginia VA maximum loan amount
– contact Roanoke Regional Loan Center

ALEXANDRIA $768,750
AMELIA $566,250
ARLINGTON $768,750
CAROLINE $566,250
CHARLES CITY $566,250
CHESAPEAKE $460,000
CHESTERFIELD $566,250
CLARKE $768,750
COLONIAL HEIGHT $566,250
CUMBERLAND $566,250
DINWIDDIE $566,250
FAIRFAX $768,750
FAIRFAX IND $768,750
FALLS CHURCH $768,750
FAUQUIER $768,750
FREDERICKSBURG $768,750
GLOUCESTER $460,000
GOOCHLAND $566,250
HAMPTON $460,000
HANOVER $566,250
HENRICO $566,250
HOPEWELL $566,250
ISLE OF WIGHT $460,000
JAMES CITY $460,000
KING AND QUEEN $566,250
KING WILLIAM $566,250
LANCASTER $452,500
LOUDOUN $768,750
LOUISA $566,250
MANASSAS $768,750
MANASSAS PARK $768,750
MATHEWS $460,000
NEW KENT $566,250
NEWPORT NEWS $460,000
NORFOLK $460,000
PETERSBURG $566,250
POQUOSON $460,000
PORTSMOUTH $460,000
POWHATAN $566,250
PRINCE GEORGE $566,250
PRINCE WILLIAM $768,750
RICHMOND IND $566,250
SPOTSYLVANIA $768,750
STAFFORD $768,750
SUFFOLK $460,000
SURRY $460,000
SUSSEX $566,250
VIRGINIA BEACH $460,000
WARREN $768,750
WILLIAMSBURG $460,000
YORK $460,000

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US Virgin Islands VA maximum loan amount
– contact St. Petersburg Regional Loan Center

ST. CROIX $625,500
ST. JOHN $651,250
ST. THOMAS $625,500

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Washington VA maximum loan amount
– contact Denver Regional Loan Center

KING $481,250
PIERCE $481,250
SAN JUAN $505,000
SNOHOMISH $481,250

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West Virginia VA maximum loan amount
– contact Roanoke Regional Loan Center

JEFFERSON $768,750

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And lastly our VA maximum loan list brings us to the great state of:

Wyoming VA maximum loan amount
– contact Denver Regional Loan Center

TETON $703,750

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This concludes the VA maximum loan list - If you did not find your county listed here, then you more likely will fall on the $144,000 to $417,000 I mentioned above.

Remember that your mortgage consultant or your real estate agent may have more info for your area.

Your Your VA Regional Loan Center is always a good place to call for help: They will always have the updated VA maximum loan list - please click here to find directions for the RLC serving your area.

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Please also check these additional pages with further information on how to secure your VA mortgage loan:

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JC Fagundes, Head Broker
EQUAL SERVICE TO ALL.
Residential. Commercial. Investments.
Ph: 404 801 4141

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HomeBuyers-Hub › VA Mortgage Loans › VA Maximum Loan List

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